Mention the topic of health or dental insurance and you are likely to be met with a frown or a groan. We all are impacted by it, and many are confused about it.
Dental insurance works differently than most medical insurance. While medical insurance pays for your entire visit (except for a copay), dental insurance will typically pay a percentage of your visit, depending on what services are provided. The standard breakdown for this is 100% of preventative, 80% of basic services and 50% of major work. The catch is what number your insurance company "allows" for the base amount to apply the percentage to. Each plan is written differently, which sometimes makes it hard to know exactly what each insurance company will pay for a particular patient. This is why we always say that the insurance payment is estimated only - we won't know for sure until we receive the payment from them.
Important: We are no longer in-network with any insurance companies. We will continue to submit claims on your behalf. Please check your policy for out-of-network coverage rates.